Workers’ Compensation is a system of employer-funded insurance that provides medical, wage and death benefits to injured workers and their families. Each state has its own version of workers’ compensation. The workers’ compensation system is known as a “no-fault” system, which means that an injured worker does not have to prove that someone else caused his or her injury in order to obtain benefits. The no-fault nature of workers’ compensation also means that employers and co-workers typically do not have to worry about being sued. Workers’ compensation is an “exclusive remedy,” meaning that in most cases the only way a worker can recover from his employer for on-the-job injuries is by making a workers’ compensation claim.

In Pennsylvania, almost all workers are covered by the Pennsylvania Workers’ Compensation Act. The act requires all employers, even those with just one employee, to make sure that their workers are covered. This includes seasonal and part-time workers. However, there are certain workers who are usually not covered under the act. These include volunteer workers, agricultural laborers, casual employees, domestics and employees who have received a religious exemption from coverage. There are also workers who are covered under different systems of insurance, such as federal employees, railroad workers, longshoremen and shipyard workers.

If you have been injured on the job or are suffering from a disease caused by a workplace hazard, do not delay in contacting one of the experienced attorneys at Stampone Law. We can help you determine whether you have a workers’ compensation claim. If you do, we will guide you through the claims process and pursue the maximum benefits that you are owed under the law. We can also review your existing benefits to determine whether you are receiving all the funds to which you are entitled. You should know that time is of the essence in workers’ compensation claims. If you fail to file your claim on time, you could forfeit your right to benefits.